• Money Wise Cautious Portfolio

    Investment Objective

    This portfolio is for investors who are prepared to accept some risk to build their capital in real terms (inflation-adjusted) over the medium to long term. The portfolio is actively managed and diversified across global financial markets and is mainly invested in collective funds, but may also include ETFs (Exchange-Traded Funds) and Investment Trusts. In normal market conditions, and as a guide, the portfolio is expected to have exposure to the equity markets within the range of 20-60%. Consequently, the returns may be lower than from a portfolio that maintains a higher equity weighting.

    Performance Measurement

    As a comparative benchmark the Portfolio uses the IA Mixed Investment 20-60% Shares sector. Please note that the benchmark was changed from the IA Mixed Investment 0-35% Shares on 01 November 2016 and this is reflected in the performance chart illustrated below.

    Top 10 Holdings

    31 October 2017

    Fund Name Weight (%)
    HSBC FTSE 100 Index 7.00
    GAM Star Credit Opportunities 6.00
    TwentyFour Dynamic Bond 6.00
    TwentyFour Monument Bond 6.00
    Baillie Gifford Corporate Bond 5.00
    ETFS Physical Gold 5.00
    F&C Property Growth & Income 5.00
    Investec Diversified Income 5.00
    Man GLG Cont. European Growth 5.00
    Artemis Global Income 4.00

    Performance

    Asset Allocation

    Equities 49.00%
    Fixed Interest 27.00%
    Infrastructure 6.00%
    Absolute Return 5.00%
    Property 5.00%
    Gold 5.00%
    Cash 3.00%

    Money Wise Cautious Portfolio - Factsheet Download

  • Money Wise Balanced Portfolio

    Investment Objective

    This portfolio is for investors who are prepared to accept moderate risk to build their capital in real terms (inflation-adjusted) over the medium to long term. The portfolio is actively managed and diversified across a broad spread of global financial markets and asset classes and is mainly invested in collective funds, but may also include ETFs (Exchange-Traded Funds) and Investment Trusts. In normal market conditions, and as a guide, the portfolio is expected to have exposure to the equity markets within the range of 40-85%. Consequently, the returns may be lower than from a portfolio that maintains a higher equity weighting.

    Performance Measurement

    As a comparative benchmark the Portfolio uses the IA Mixed Investment 40-85% Shares sector. Please note that the benchmark was changed from the IA Mixed Investment 20-60% Shares on 01 November 2016 and this is reflected in the performance chart illustrated below.

    Top 10 Holdings

    31 October 2017

    Fund Name Weight (%)
    Man GLG Cont. European Growth 7.00
    GS Emerging Markets Equity 5.00
    HSBC American Index 5.00
    HSBC FTSE 100 Index 5.00
    Investec Diversified Income 5.00
    Artemis US Select 4.00
    AXA Framlington Japan 4.00
    GAM Star Credit Opportunities 4.00
    Lindsell Train UK Equity 4.00
    Schroder Asian Income Maximiser 4.00

    Performance

    Asset Allocation

    Equities 63.00%
    Fixed Interest 17.00%
    Absolute Return 8.00%
    Infrastructure 6.00%
    Property 3.00%
    Gold 3.00%

    Money Wise Balanced Portfolio - Factsheet Download

  • Money Wise Adventurous Portfolio

    Investment Objective

    This portfolio is for investors who are prepared to accept a higher level of risk to generate a high return on their capital in real terms (inflation-adjusted) over the medium to long term. The portfolio is actively managed and diversified across a broad spread of global financial markets and is mainly invested in collective funds, but may also include ETFs (Exchange-Traded Funds) and Investment Trusts. The investment manager has the flexibility to switch in and out of different asset classes without restriction which could periodically result in the level of exposure to equities being as high as 100%.

    Performance Measurement

    As a comparative benchmark the Portfolio uses the IA Flexible Investment sector. Please note that the benchmark was changed from the IA Mixed Investment 40-85% Shares on 01 November 2016 and this is reflected in the performance chart illustrated below.

    Top 10 Holdings

    31 October 2017

    Fund Name Weight (%)
    Man GLG Cont. European Growth 8.00
    Artemis US Select 5.00
    AXA Framlington Japan 5.00
    GAM Star Credit Opportunities 5.00
    GS Emerging Markets Equity 5.00
    HSBC American Index 5.00
    Lindsell Train UK Equity 5.00
    Schroder European Alpha Income 5.00
    iShares Japan Equity Index 4.00
    Jupiter Absolute Return 4.00

    Performance

    Asset Allocation

    Equities 73.00%
    Fixed Interest 8.00%
    Absolute Return 7.00%
    Property 6.00%
    Infrastructure 6.00%

    Money Wise Adventurous Portfolio - Factsheet Download

  • Money Wise Income Portfolio

    Investment Objective

    This portfolio is designed for investors who are only prepared to accept limited risk with their capital but who are seeking a regular and sustainable income, with capital growth of secondary importance. The portfolio is actively managed and diversified across a broad spread of global financial markets and asset classes, and is mainly invested in collective funds, but may also use ETFs (Exchange-Traded Funds) and Investment Trusts. In normal market conditions, and as a guide, the portfolio is expected to have exposure to equities within the range of 0-35%, although the manager may go outside this range, subject to market conditions, to meet the portfolio objectives.

    Performance Measurement

    As a comparative benchmark the Portfolio uses the IA Mixed Investment 0-35% Shares sector. Please note that the benchmark was changed from the IA Mixed Investment 20-60% Shares on 01 November 2016 and this is reflected in the performance chart illustrated below.

    Top 10 Holdings

    31 October 2017

    Fund Name Weight (%)
    GAM Star Credit Opportunities 7.00
    TwentyFour Dynamic Bond 7.00
    Baillie Gifford Corporate Bond 5.00
    BlackRock Corporate Bond 5.00
    F&C Property Growth & Income 5.00
    Investec Diversified Income 5.00
    RLAM ST Money Market 5.00
    TwentyFour Monument Bond 5.00
    ETFS Physical Gold 4.00
    First State Glb Listed Infrastructure 4.00

    Performance

    Asset Allocation

    Equities 38.00%
    Fixed Interest 35.00%
    Infrastructure 8.00%
    Cash 5.00%
    Absolute Return 5.00%
    Property 5.00%
    Gold 4.00%

    Money Wise Income Portfolio - Factsheet Download

  • Money Wise Higher Income Portfolio

    Investment Objective

    This portfolio is designed for investors who are prepared to accept moderate risk with their capital as they seek a regular, sustainable and growing income over the medium to long term. The portfolio is actively managed and diversified across a broad spread of global financial markets and asset classes, and is mainly invested in collective funds, but may also use ETFs (Exchange-Traded Funds) and Investment Trusts. In normal market conditions, and as a guide, the portfolio is expected to have exposure to equities within the range of 40-85%, although the manager may go outside this range, subject to market conditions, to meet the portfolio objectives.

    Performance Measurement

    As a comparative benchmark the Portfolio uses the IA Mixed Investment 40-85% Shares sector. Please note that the benchmark was changed from the IA Mixed Investment 20-60% Shares on 01 November 2016 and this is reflected in the performance chart illustrated below.

    Top 10 Holdings

    31 October 2017

    Fund Name Weight (%)
    HSBC American Index 7.00
    BlackRock Cont. European Income 6.00
    Liontrust European Income 6.00
    Man GLG UK Income 6.00
    RLAM UK Equity Income 6.00
    Schroder Asian Income Maximiser 6.00
    F&C Property Growth & Income 5.00
    GAM Star Credit Opportunities 5.00
    Fidelity Global Dividend 4.00
    HSBC FTSE 100 Index 4.00

    Performance

    Asset Allocation

    Equities 65.00%
    Fixed Interest 16.00%
    Infrastructure 7.00%
    Property 5.00%
    Absolute Return 4.00%
    Gold 3.00%

    Money Wise Higher Income Portfolio - Factsheet Download